The Lists

Loan Loan Loan Just found out if I refinance my home loan, i would actually cut my monthly instalment by RM220, but i need to pay RM10,000 for the transfer fees and penalty charges for undue settlement....difficult decision to make...but the interest really go down 1% refinance or not leh??? =============================================================================== Exam is round the corner Ah Ci is almost near exam time lately, but testing her knowledge of the topic of her book and realise she is not that familiar of her reading and writing. Is it me who spend too little time with her for revision? expect her not doing well for the exam. I think I lack of time after work to did that, if I do I would sacrified time for my blog....how to do? ================================================================================ Wednesday My colleage knows I dislike Wednesday, when come to this day, my mood is dull, my eye is dull, I feel I just want spend my time alone and if possible stay in house all day and don;t want to talk, you ask me why, I can;t give you any answer, may be because it is the mid day of the week, and because it is the most unhopeful day of the week, or may be my energy just drain out during this day.And today is Wednesday. ================================================================================ Opportunity I see my colleage getting a good offer to be employer of his own, by owning a new company. First is that happy for him, second is well he is so lucky. So many people do not have this chances even how much they desperate to be.I think opportunity is the best that can be offer to any employee in a company, and I wish I have an equal of that. ================================================================================= Happy parent Happy that parent have been safely reach hometown, and live as they prefer to live, i think every person should at least have the freedom to choose how they want to live for whatever reason they like. Hope they happy now. ================================================================================== Happy blogging to all